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Fountain Hills Debt Settlement Company

Regain control of your finances with effective debt settlement services! Our Fountain Hills debt settlement professionals can help negotiate with your creditors and reduce your principal debt and fees by up to 60%.

piling up debt

There are many reasons why people may sometimes struggle with personal debt. It is not uncommon for people to seek financial support and advice at some point in their lives. When facing extraordinary issues in life like a personal loss, unemployment, change in income, or having to deal with the negative impacts of bad financial decisions or advice, existing debt can become an extra burden that will make the situation worse. In the U.S., Fountain Hills’s average credit card debt is positioned in the 24th spot, impacting people of all income levels and ages.

At Optimal Debt Solutions, we believe that struggling with unpaid debt shouldn’t prevent you from living a normal life. Our certified debt specialists are highly qualified at negotiating with creditors. They can help reduce your principal debt amount, negotiate a lower monthly repayment, and decrease the number of payments required to settle your debt. We are not a non-profit counseling agency, and we do not simply use debt consolidation to turn your debts into new loans. On the contrary, we work to eliminate your debt by using negotiation and debt settlement to reduce overall payments.

Call Optimal Debt Solutions at (602) 641-5573 for your Free Evaluation with an Fountain Hills Debt Settlement specialist!

Effective Fountain Hills Debt Relief Program

Our debt relief service starts with a free, no-obligation appointment to assess your current financial situation and total debt. If you are unable to make ends meet and are tired of dealing with harassing phone calls from creditors, Optimal Debt Solutions can help you regain control of your financial situation. Our debt relief services are designed to provide Fountain Hills residents with the debt solutions they need for a better financial situation and a happier future.

debt relief specialists

The first step to obtain consumer debt settlement is to contact us for a free evaluation of your current financial situation with one of our highly qualified and certified debt specialists. At this time, we will review your total debt status to determine outstanding debts vs. current payments. This will help us get a clear understanding of exactly how much is owed and how much you can reasonably be expected to pay per month. The debt specialist assigned to your case will then provide you with a savings estimate.

The next step in the process is to personalize a debt reduction program tailored to your needs and present you with our debt relief options. At this point, we are able to define a debt settlement strategy and proceed with all the necessary setup requirements to help you effectively monitor and manage your debt resolution plan. With our online portal, you can easily access your program at any time to access our online debt resources or to communicate with your assigned debt reduction specialist.

Once the proper course of action for your specific needs has been determined, we are able to start the negotiation and settlement process. During this phase, there are many different tactics and strategies that we can employ. This includes contacting creditors to negotiate on your behalf. Our expert specialists have the knowledge necessary to understand the specific thresholds to look out for at which certain actions usually take place. For example, they understand the typical ways in which different types of organizations handle bad debt and how to use that information to effectively time negotiations for maximum effect.

As your program progresses, you will be granted direct access via our online client portal to your Fountain Hills debt settlement specialist to answer any questions and provide assistance on your journey to a better financial future. We also utilize special tools to reduce the points of contact creditors are allowed to have with you.

If you are looking for a way out of your debt problems, Optimal Debt Solutions has an effective solution that will help you reduce the total amount of your debts in order to regain control of your finances.

Settle For Less Than You Owe

At Optimal Debt Solutions, we focus on credit counseling, debt consolidation, and combining debts to make them easier for you to manage. Debt settlement is a different type of strategy as it focuses on the actual reduction of your outstanding debt as well as a reduction in the number of payments you can afford per month to get you out of debt faster. We accomplish this by using effective debt negotiations. One of the most effective ways to get credit card debt relief is through the process of debt settlement.

If you are dealing with credit card debt that is piling up, department store credit card debt that has escalated beyond your means to pay, or unsecured loan repayments, our Fountain Hills debt settlement experts can help. Let us contact your creditors, debt collection agencies, and lenders on your behalf to negotiate reduced settlement amounts and reduced payments.

debt reduction examples

Debt settlement does not mean simply moving your debt into a loan from another lender, such as credit card consolidation. Debt settlement is a process of negotiation that results in debt reduction levels of up to 50%.

When you partner with us, you can expect to deal with dedicated debt settlement specialists who provide our clients with a personalized approach. Once we have a clear understanding of your situation, we are able to negotiate a payment solution on your behalf that works for you. Our many success stories are testimony to the fact that we are passionate about helping people get out of debt so that they can focus on getting their lives back on track.

Benefits of Debt Settlement

Debt Settlement ExpertsNot only will debt settlement reduce your debt obligation to get you out of debt sooner, but it also helps you take to take charge of your finances once again. Other positive outcomes of debt settlement include helping you avoid wage garnishment orders and reestablish a positive credit score. Managing debt settlement can even help to avoid foreclosure.

Debt management programs such as debt settlement and debt consolidation in Fountain Hills are effective alternatives to filing for bankruptcy. Instead of going the route of seeking legal advice for bankruptcy, why not consider the less expensive options available to you, such as taking the advice of a debt settlement specialist. Debt settlement programs can help you regain financial health. Having an effective plan for debt management is a major element in foreclosure defense.

Fountain Hills Debt Settlement Company

Fountain Hills Debt Settlement Company optimal logo

Our Fountain Hills debt settlement specialists are eager to work on your behalf. If you had a recent reduction in income, are struggling to pay your bills, or are being harassed by creditors that are unwilling to work with you for much longer, give us a call. We can help.

By utilizing our effective debt settlement negotiation process, our experts are able to reduce your total debt repayment a well as your repayment time while at the same time making payments that are affordable for you.

Call Optimal Debt Solutions at (602) 641-5573 for your Free Evaluation with an Fountain Hills Debt Settlement specialist!